important Questions

Refinancing your loans

The most relevant reason for refinancing your loan is to achieve a better interest rate than what you currently have. Refinancing a loan can yield significant benefits and allows you to use untapped equity in your property assets to increase your wealth. How do you know if you should consider refinancing your loan? To answer this important question, please check the following questions and considerations and chat to us about your current financial position and  your future plans. We are sure to work on your best interest in every service that we offer.

Question 1

When was the last time you reassessed your current loan?

Due to a highly competitive lending market, we always ask our customers to reassess their loans on regular basis. It has become more important and easier to consider refinancing since the regulations changed in recent times.
Question 1
Question 2

When was the last time you reassessed your property value?

The property market has experienced significant increases in property values over the last three decades. Your property most likely would have increased in value and you can use the built up equity to increase your wealth by an additional property or other investments.
Question 2
Question 3

Do you believe that you are paying your existing bank too much interest?

If you haven't reassessed your loan for the past few years, then you are more likely paying too much interest to your existing lender. We strongly recommend to chat with us and we will help you find a better deal and save money.
Question 3
Question 4

Are you aware that interest rates change regularly?

The interest rates are currently at their lowest historic values. The Reserve Bank of Australia has kept the cash rate on hold at 10 basis points for quiet some time. Banks and other lenders add various margins on top of the cash rate and the margins can vary and become more significant with larger loan amounts. We can help you find the best rate and overall financial outcome.
Question 4
Question 5

Do you believe that your property had a significant increase in value?

If you believe that your property increased significantly in value, then you should consider chatting with us about options if wealth building is an important goal in your financial strategy.
Question 5
Question 6

Are you aware that the benefits gained from refinancing your loan significantly outweigh the cost, if any?

With changes in lending regulations, there are minimal costs involved in refinancing a loan. The financial benefits gained in most circumstances significantly outweigh the refinancing costs.
Question 6
Question 7

Do you know that there may be significant and immediate financial benefits in refinancing your loan?

When refinancing our clients' loans, we ensure that the new arrangement provides a significant increase in financial benefits. Many lenders now offer cashback incentives to refinance your loan. Please chat to us about refinancing your loan and we will provide you with a professional opinion on whether refinancing is a good fit for you.
Question 7

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More Questions? We’ll Put You On The Right Path!

With extensive experience in assisting our clients to purchase their  homes, we can help you as our valued client just the same.