important milestones
Buying a Home
Buying a new house is an important decision in your life and you should take it very seriously. We can help you during your decision making process and all the way to settling on a property of your choice. Please discuss your borrowing requirements with us and we will guide you through every step of the process.
Chat with us about your borrowing requirements
We will assist you in identifying your borrowing requirements and help you to complete all the paper work needed for a loan application.
Get your Loan preapproved
We will submit your application with your lender of choice to suit your financial circumstances and maximise your borrowing capacity to enable you to purchase the home you need.
Start looking for a property
Check various websites and publications to find a property and go to open inspections. If you like a property ask the agent all questions that come to your mind.
Get your loan unconditionally approved
Once you have found a property, we will seek unconditional approval for your loan. This is important specifically if you would like to buy a property at a public auction.
Negotiate a buying price or attend auction
Buying a property can be an emotional event, ensure that you negotiate the right price for the property. Look for historic sales in the area and ensure that you're not overpaying.
Exchange Contracts of Sale
Appoint a solicitor or a conveyancer to advise you and to act on your behalf with the vendor's solicitor on all contractual matters including contracts exchange and other matters.
Undergo property settlement and move into your new home
Your legal representative will handle all legal requirements for the settlement. It is important to do a final inspection of the property before settlement date to ensure that the property is still in good order.
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